Our Company

Looking Beyond the Numbers to help businesses succeed.

Apex Commercial Capital is a Firstrust Bank subsidiary focused on providing alternative financing solutions. As a direct, nationwide lender, we offer commercial mortgages and equipment financing to customers throughout the United States who are unable to, or do not wish to, obtain that financing through banks or other traditional lenders. Apex is committed to looking beyond the numbers and understanding each customer’s story to help them achieve their goals.

A rich history
of support for
growing businesses
For more than 30 years, the experts at Apex Commercial Capital have helped small businesses achieve their financial goals by offering a wider variety of commercial financing products and services.

Apex Commercial Capital was formed with the early 2022 merger of Apex Mortgage Corp. (est. 1992) and Firstlease, Inc. (est. 1999).
Apex Commercial Capital’s Commercial Mortgage Division provides small-balance mortgages secured by collateral for a variety of property types. Apex offers financing as low as $50,000 and up to $2 million for owner-occupied and investment properties.

For borrowers who are looking for a smaller loan amount, working through past credit issues, or need funds fast, Apex’s team is ready to help. To our experienced team, our commercial mortgage customers are far more than just their credit score. As a story lender, Apex understands the goals and challenges of the non-traditional borrowers who come to us.
Apex Commercial Capital is a wholly owned subsidiary of Firstrust Bank.
Well-known as “Philadelphia’s Hometown Bank,” Firstrust is a family-owned bank that has served the Philadelphia region since 1934.

The Green family, who established the bank, owns and manages Firstrust with a lasting dedication to help the communities they serve.
Apex Commercial Capital’s Equipment Finance Division provides financing up to $500,000 for hundreds of equipment types, including restaurant equipment and titled vehicles.

Our credit staff specializes in personalized, flexible credit underwriting to fit the needs of a wide range of buyers and sellers. Apex’s equipment finance team is also very agile with the ability to offer approvals in hours, as well as fast fundings. Apex also offers competitive rates, flexible payment plans, and industry-leading programs, among other benefits.
Our mission is to help U.S. businesses thrive
As the lender that “Looks Beyond the Numbers,” Apex Commercial Capital is 100% devoted to helping small businesses achieve their financial goals with access to much-needed capital.

Our commercial mortgages and equipment financing deals are held in Apex Commercial Capital’s own portfolio
Apex Commercial Capital makes decisions based on the borrower’s entire story, not just the numbers on paper
Each transaction is personally reviewed by our highly qualified credit staff
Apex Commercial Capital distinguishes itself as a nationwide lender specializing in alternative financing solutions. Whether offering commercial mortgages or equipment financing, Apex's commitment to understanding each client's unique story sets them apart.

With a focus on personalized service, flexible underwriting, and quick approvals, Apex Commercial Capital is dedicated to helping their clients achieve their goals in a non-traditional lending landscape.

Our combination of flexible credit underwriting and decades of expertise enables us to provide unmatched support to
the businesses we serve.

Whether with commercial mortgages, equipment financing, or both, our goal is to be the best fit for our customer’s needs.

What Our Customers Say

[Apex is] great to work with and delivers. They helped my clients close on a MHP in 3 weeks. No one else could get this deal done in that time frame. Watch-out for outfits that charge 1% upfront fee, and can’t deliver and want to keep you money. If they charging upfront fees, run the other way.

Jose R.
Associates Mortgage Inc

United Financial has been providing and brokering mortgage loans since 1998. Up until last summer, we had a policy not to engage loans valued under $500,000. We received a loan request from a past client for a $300,000 loan.

James L.
Managing Director, United Financial

“I recently closed a small commercial deal with Apex and was amazed at the speed and ease of the transaction. The process went far more smoothly than what I anticipate from a typical commercial lender.”

Donald C.
Loan Originator with Exclusive Capital Consultants

“We’ve had a great small commercial lending relationship with Apex for over 10 years. We can close fast and Apex handles the processing grunt work that takes up too much of our time. It’s nice to be able offer our clients a small commercial lending program that really works for them. There are many good, deserving small commercial borrowers that we can help that are routinely turned down by the banks. I look forward to stepping it up and doing smaller commercial loans this year!”

Jeff B.
President, American Commercial Lending

“Apex takes time to understand a self-employed borrower’s needs, where banks have failed to do so. They will continue to be one of our top lenders to do business with.”

Jeffrey B.
Lehigh Financial Group, LLC

APEX has been so good to me. You guys are great. APEX has a wonderful staff. They are not just giving loans, but they have a heart of compassion and sympathize with clients. Everyone I talked to took time to listen and to understand me.

Emanor T.
Apex borrower

Apex takes time to understand a self-employed borrower’s needs, where banks have failed to do so. They will continue to be one of our top lenders to do business with.

Mike R.
POS System Dealer

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800-262-APEX
1 Walnut Grove Drive, Suite 300, Horsham, PA 19044
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